Terms of Use
By using MortgageIQ (the "Site"), you agree to these Terms. If you do not agree, please do not use the Site.
1. Not financial advice
The Site provides educational tools and general information about mortgages. Nothing on this Site is financial, legal, tax, or investment advice. Calculations are estimates based on the inputs you provide and simplified assumptions. Actual mortgage offers, rates, and terms vary by lender and are determined by factors the calculator does not consider. Always consult a licensed mortgage professional, tax advisor, or attorney before making financial decisions.
2. Accuracy
We make reasonable efforts to keep content accurate but make no warranty of accuracy, completeness, or fitness for a particular purpose. Rates, rules, and regulations change; information here may become outdated.
3. Use of the Site
You may use the Site for personal, non-commercial purposes. You may not: scrape, reverse-engineer, redistribute our code or content without permission; use automated bots to access the Site; or use the Site in any way that violates applicable law.
4. Intellectual property
All original content, code, and design on the Site are owned by us or our licensors. The brand name and logo are our trademarks.
5. Third-party links
The Site may link to third-party websites (including advertisers and affiliate partners). We are not responsible for their content, policies, or practices.
6. Limitation of liability
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site, including any financial decisions made based on calculator outputs or content.
7. Indemnification
You agree to indemnify and hold us harmless from any claims arising out of your violation of these Terms or misuse of the Site.
8. Governing law
These Terms are governed by the laws of the United States and the state in which our operator resides, without regard to conflict of laws principles.
9. Changes
We may update these Terms from time to time. Continued use after changes means you accept the updated Terms.
10. Contact
Questions: hello@yourdomain.com