Privacy Policy
This Privacy Policy describes how MortgageIQ ("we," "our," or "us") collects, uses, and shares information when you visit our website (the "Site"). By using the Site, you agree to the practices described below.
1. Information we collect
Information you enter. The calculator runs entirely in your browser. Values you enter — home price, income, interest rate, etc. — are not transmitted to our servers and are not stored.
Automatically collected data. Like most websites, we collect standard server log data (IP address, browser type, pages viewed, referrer, timestamp) and use cookies or similar technologies for analytics and advertising.
Analytics. We use privacy-respecting analytics (such as Google Analytics or Plausible) to understand aggregate usage patterns. These tools may set cookies on your device.
2. Advertising
This Site is ad-supported. We use third-party advertising networks (such as Google AdSense and similar providers) to serve ads. These networks may use cookies and similar technologies to show you relevant ads based on your visits to this and other sites. You may opt out of personalized advertising via the DAA opt-out page or, in the EU, via Your Online Choices.
3. Affiliate links
We may include links to mortgage lenders and financial products. If you click one of these links and complete an application, we may receive a referral fee. Affiliate relationships do not affect what the calculator shows you.
4. Cookies
We use cookies for: site functionality (remembering your theme preference), analytics, and advertising. You can disable cookies in your browser settings, though parts of the Site may not function normally.
5. How we share information
We do not sell your personal information. We share limited data with: (a) analytics providers, (b) advertising networks, and (c) when required by law. We never share data you type into the calculator — because we don't collect it.
6. Your rights
Depending on where you live, you may have rights to access, delete, or restrict processing of your data (e.g., GDPR in Europe, CCPA in California). To exercise these rights, email privacy@yourdomain.com.
7. Children
This Site is not directed to children under 13 and we do not knowingly collect information from them.
8. Changes
We may update this policy. Changes take effect when posted.
9. Contact
Questions about this policy: privacy@yourdomain.com